Finding A Debt Consolidation in
Michigan
Finding Debt Consolidation in Michigan
Green Path is a debt consolidation free and non profit in
Michigan. This debt consolidation firm offers an array of
services when it comes to taking control of your finances.
Green Path provides free counseling and budget plans that
are customized to the needs of each individual.
Their budget assistance is personal and arranged to fit your
lifestyle. To begin with you are asked a few key questions
about how much outstanding debt you owe, and how much money you
earn. When that is finished you will be given an appointment to
meet with a certified credit counselor to talk over your
options. You will need to bring statements from all of your
creditors and a copy of your credit report. If you do not have
a credit report you can purchase one from Green Path.
The counselor will help you to figure out all of your
options and provide you with a budget and plan of action. You
will have 2 choices, to pay the debts yourself or to pay your
debts through Green Path. You will have an opportunity to
choose.
If you choose to join a debt management program through this
debt consolidation free and non profit in Michigan, the
counselors at Green Path will be available to answer any of
your questions any time you need help, free of
charge.
Green Path has pre-filing bankruptcy counseling for a fee.
Anyone contemplating bankruptcy is required by law to seek
bankruptcy counseling before they are able to file. By taking
advantage of a debt management your counselor will be able to
get your creditors to lower interest rates, waive fees, and
stop collection letters and calls. You will be able to pay down
your balance much faster. You may also be able to get a
discount on the debt itself. If you are still receiving
collection calls and/or letters after 90 days you should refer
the creditors to Green Path.
You will be able to consolidate all of your debts into one
payment to Green Path. They will then forward all your payments
on to your creditors. This is a great alternative for those
with many credit accounts all due at a different time. Your
counselor well arrange an easier payment plan for you and also
make all of your payments due on one convenient date. After
completing a debt management program you will feel the personal
freedom of living a debt free life.
Green Path will send you a monthly statement showing how
much money was sent to them and when and how much was sent to
each creditor. Credit counselors are available to answer any
questions you may have. Green Path's credit counselors will
work with your creditors to stop repossession, foreclosure and
even utility shut off.
Our home and our car are our most important possessions.
Credit counselors will make these a priority when calculating
how the money will be disbursed. They can help you get back on
track so your payments will be brought up to date.
Green Path will work with consistency to make sure all of
your debts are paid on time each month. This will improve your
credit rating immensely and we all know a good credit rating is
paramount if you ever need to borrow money for any reason.
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